You're paying for things
you forgot exist.

Upload one bank statement. Subtotal finds every subscription and recurring charge hiding in it, tells you which ones to kill, and hands you the cancellation links.

Run my first audit → Free while in beta · no account needed
SUBTOTAL
SUBSCRIPTION AUDIT · 12 MO
STREAMING #3$17.99
MUSIC$11.99
GYM (LAST VISIT: 2024)$24.99
FREE TRIAL, MONTH 9$14.99
CLOUD STORAGE$2.99
APP YOU DELETED$9.99
DUPLICATE STREAMING$15.99
NEWS$17.00
BACK IN YOUR POCKET$0/yr

Three minutes, start to finish.

No bank logins. No account linking. No app watching your money forever. One statement, one audit, done.

STEP 01

Drop in a statement

Grab last month's PDF from your bank — it's under "Statements," takes about 30 seconds. It's opened and read in your browser — code comes to your data, your data doesn't go to the code.

STEP 02

Approve what gets sent

Uploaded account numbers, balances, your name, and address are not sent for analysis or kept for data. You see the exact list of merchants, dates, and amounts before it goes anywhere.

STEP 03

Get the kill list

You get every subscription with a direct link to cancel each one, plus a tracker for exactly what you're saving. You also get the merchant's contact info to get refunds on recent charges.

The open kitchen of fintech.

Merchant · date · amount · issuer — that's all we read.

Every finance app says "bank-level security." We'd rather just show you what leaves your device. Your statement is cleaned by a fixed set of rules running in your own browser tab — no AI touches it, nothing is transmitted, until you've seen and approved the cleaned list.

Documents are analyzed and discarded. Nothing is stored. And the cleaning code itself is public: paste anything into it, even look at the source code.

JANE Q SAMPLE
123 MAPLE STREET APT 4B
ACCOUNT: 4471 0921 8834 1102
BEGINNING BALANCE $4,812.66
05/01 NETFLIX.COM — $15.99
05/04 PLANET FITNESS — $24.99
05/10 ADOBE CC — $59.99
ENDING BALANCE $3,407.21
Your device everything here stays local
1 · Statement openedPDF or CSV, in-browser
2 · Text extractedpdf.js, runs locally
3 · Scrubber filterssensitive lines deleted here
4 · Preview & approveyou check the exact payload
5 · Subtotal serveronly approved lines arrive
6 · Analysisfinds subscriptions & habits
7 · Audit renderslists, links, savings tracker

Pay once. That's the whole point.

A subscription-cancelling app that charges a subscription would be pretty ironic. One fee, one audit, you keep the savings.

First audit
$29 one time
  • Full statement analysis
  • Cancel / review / keep calls on every charge
  • Direct cancellation links
  • Savings tracker
Quarterly checkup
$9 per checkup, optional
  • Catch the subscriptions that crept back
  • Returning-customer price, forever
  • Opt-in text reminder — we don't nag

Find out what you're actually paying.

Free while in beta. No account, no card, no bank login. Three minutes.

Run my audit →